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2025 Financial Traps

Why Waiting to Tackle Your Debt Is Costing You More Than You Think

waiting to tackle debt

  If you’re carrying high-interest credit card debt and hoping that next month things will get better—you’re not alone. But here’s the hard truth: waiting to deal with your debt can cost you far more than taking action now. In today’s economy, with interest rates climbing and inflation driving up the cost of living, every

How the “Big Beautiful Bill” Is Quietly Squeezing the Middle Class

  You’ve probably heard about the Big Beautiful Bill that just passed—touted as a major step toward stabilizing the economy. But behind the headlines, many middle-class American families are already starting to feel the squeeze. If you’ve noticed your grocery bill going up, healthcare deductibles rising, or your credit card balance growing faster than usual—you’re

What Credit Card Companies Don’t Want You to Know in 2025

Woman in winter coat with finger over her lips.

Credit card companies are very good at one thing: keeping you in debt. In 2025, with rising interest rates, record inflation, and economic instability from tariffs and layoffs, the last thing most Americans need is another financial trap. But that’s exactly what many credit card issuers are hoping you’ll fall into. Let’s pull back the