debt consolidation

Right now, Americans hold more than a whopping $4 trillion in consumer debt. If you’re one of the many individuals dealing with this problem, it’s important to know that you have options.  In this regard, debt consolidation loans can be one of the best options you explore — especially if you have a mountain of debt from …

You’re so much more than a number. Yet, when your credit score is lower than it needs to be, it can feel like those digits define you. This is especially the case if you’re applying for a debt consolidation loan. While the long-term goal of this plan is to lower your debts and improve your credit, …

The American people are drowning in debt. In fact, the average American has roughly $38,000 in personal debt. This alarming figure does not even include home mortgages. The debt crisis starts at a young age. With their parents in debt, college students are financing their education. The result is that the average college graduate leaves school with over …

Are you drowning in debt payments? Thankfully, there are myriad debt consolidation solutions designed to help you lower your interest rates and reduce your monthly obligations.  Are you interested in pursuing this kind of financial relief for yourself? If so, read on. Today, we’re sharing seven benefits of debt consolidation you can’t afford to miss! 1. A Path …

No one likes playing the waiting game. This is especially true when you’re drowning in credit card payments, late fees, and sky-high interest rates. When you apply for a debt consolidation loan, you don’t have time to waste. You need approval yesterday so you can get back on your feet and start paying down your mountain …

According to a recent study, 80 percent of Americans hold debt.  Lines of credit can allow us to do things that otherwise might not be possible—such as buy a home or pay for tuition. However, when debt becomes unmanageable, this can take a toll on your financial stability, your credit score, and even (as research has found) your …

Research shows that nearly 40 million Americans have been in debt for at least two years or more. Do you fall into this statistic? If so, it’s easy to feel trapped under the mountain of financial stress. It might seem like no matter how hard you work, how many expenses you cut or how much overtime you …

If you have a lot of debt hanging over your head right now, it might be making you feel hopeless. You’re not alone! According to a recent study, about 65% of the people who are in debt at the moment don’t think they’re ever going to get out of debt. A whopping 25% of them expect to …