Are you saddled with a high debt to income ratio? If so, this could hurt your financial future. For one, high debt to income ratios can make
When most people hear the word budget, they groan. That’s understandable as many people think of being on a budget as some sort of punishment. The
For many Americans, high debt is becoming the new normal. The average American holds more than $137,000 in debt. This includes all forms of debt including mortgages,
29% of Americans have more credit card debt than they do emergency savings. Given the current financial situation in the United States, this number is only
Many people put off getting their finances in order, but the sooner you begin the process, the better. Now is the time to create goals for
Credit cards have their place in American life, but on an individual basis, it’s easy to let debt get out of control. If you are
Feeling overwhelmed and consumed by debt? If so, debt and credit consolidation programs can help. These combine all of your individual loans into one new loan (often with a
According to reports, 32% of Americans hold medical debts, and more than half have defaulted on it. This is not all too surprising, considering that Americans pay roughly
55% of Americans with credit cards have debt. With the cost of credit, it can seem nearly impossible to get out of debt. Juggling multiple monthly
Another year passes and student tuition is still on the rise. In the period from 2008 to 2020, tuition increased by nearly 65%. Unfortunately, 40% of
If you are looking to take out a personal line of credit, 2020 seems to be the year to do it. With the Fed dropping interest rates
The word “debt” can make your stomach sink and your mind race. However, for all its negative connotations, not all debt is bad. In fact,
In the 2019-20 academic year, an estimated 3.9 million students graduated from college in the United States. Are you preparing to begin your own collegiate this fall? If
According to the Federal Reserve, nearly 60% of business owners apply for financing support to help them get their new venture off the ground. Are you considering
Getting a college education is expensive. If you’re like most college students, you’ll need financial assistance at some point. Applying for a student loan can
According to insights, 29% of business failures are due to a lack of sufficient capital. This is also the second most common reason businesses go under. If
It’s happened. You are busy with a client and a debt collections agent is suddenly on the line. Embarrassing though this may be, you are
Research reveals that 79 million Americans have debt problems that are directly related to their medical bills. Does this include you? If so, there are steps you
Statistics from a recent Federal Reserve survey state that 43% of small businesses applied for loans in 2019 alone. It is often said that you have got to have
Research from 2019 revealed that 70% of people with credit card debt couldn’t pay it off by the end of the year. While credit cards can be
Statistics show that student debt is the highest its ever been, reaching over $1.4 trillion, with the average graduate holding over $29,000 in debt. Other findings reveal that
According to survey results, 59% of Americans live paycheck to paycheck. Other stats show that this number might be even higher, as much as 74%. What’s more,
Slow and steady might win the race, but does this apply to the financial planning process? If you’re feeling overwhelmed by debt, you’ve likely seen plenty of
Is your debt causing you to lose sleep at night? If you’re feeling overwhelmed by how much you owe, there are many different kinds of debt
In 2017 alone, 70 million Americans had to deal with debt collectors. Debt collectors also estimate contacting consumers more than 1 billion times per year. If you have
According to reports, the average American has round about $38,000 in personal debt. Is this a lot? Or is it manageable? How much debt is too much?
Do you need help paying hospital bills? If so, you are not alone. Poll results from the Kaiser Family Foundation reveal that roughly a quarter of American
Are you up to your eyeballs in interest payments, negative account balances, and credit card bills on the counter? When you’ve accumulated too much debt, the pressure
The American public is swamped with credit card debt. The average person has nearly $6,200 in outstanding credit card debt. One of the problems with carrying credit
Credit card debt in the US has been soaring, reaching over $1 trillion in 2019. The average household is estimated to carry approximately $8,398 in card
With sky-high interest rates and substantial late fees, getting out of credit debt can feel like doggy-paddling in a sea of quicksand. Are you in
Americans now have more debt than ever. Do you have debts that are starting to become unmanageable? Is it starting to impact your health and livelihood? If so,
According to Debtb.org, one of the groups of people most likely to fall prey to fraud is individuals with more debt than they can handle.
Drowning in debt and looking for a way out? A debt consolidation loan can be the lifeboat you need, but are you ready to reach
What’s a question that 3 in 4 Americans are likely to ask themselves? How to become debt-free. Research shows that only 1 in 4 Americans are
You’re staring at your pile of bills, and something doesn’t look right. You crunch the numbers, do the math and they’re still not lining up.
Did you know? About 75% of all Americans carry debt. In fact, that debt came in around $38,000 per household back in 2018. The amount owed is
According to reports, the average American has around $38,000 in debt to their name, excluding home mortgages. This level of debt can pose a significant financial strain on just
Research shows that the average cardholder is carrying nearly $8,500 in credit card debt. Do you fall into this statistic? If so, it can be easy to
You’re so much more than a number. Yet, when your credit score is lower than it needs to be, it can feel like those digits define
No one likes playing the waiting game. This is especially true when you’re drowning in credit card payments, late fees, and sky-high interest rates. When you
According to a recent study, 80 percent of Americans hold debt. Lines of credit can allow us to do things that otherwise might not be possible—such as
You might be wondering how to get a debt consolidation loan, especially if your credit is already challenged. This step by step guide is here to help!
If you’ve looked into options to get out of debt, you may have come across the idea of a ‘debt consolidation loan’. But what is a consolidation loan?
The average American has four credit cards in their wallet right now. They also have about $8,500 worth of credit card debt. In some cases,
The average credit card holder with revolving debt carries $6,849.00, costing over $1,000 a year in interest. Imagine how much money you could save if
Research shows that the average American currently has around $38,000 in personal debt, excluding home mortgages. When you owe that much money, it can feel
People may feel inundated by limitless debt consolidation solutions. Researching all viable options is important prior to finding a legitimate debt company.
An Accredited Debt Consolidation Company: How to Find the Best Consolidation Solutions through the Better Business Bureau
People may be hesitant to work with debt consolidation companies due to false claims on the internet. That’s why working with debt consolidation companies backed by the BBB can help ensure businesses are honest and trustworthy.
Credit & Debt Consolidation Scams: The Top Signs of a Debt Services Scam and How to Avoid Getting Swindled
Debt consolidation can be a great way to ease financial burdens by combining all debt into a single lump sum payment. We’ll show you how to do it while avoiding potential scams.