How Does Debt Consolidation Affect Your Credit Scores? Here’s What You Need to Know

The American public is swamped with credit card debt. The average person has nearly $6,200 in outstanding credit card debt. One of the problems with carrying credit card debt is high-interest rates. The average Annual Percentage Rate (APR) on a credit card is nearly 15%. With an APR this high, consumers are paying hundreds, if not thousands, […]
Credit & Debt Consolidation Scams: The Top Signs of a Debt Services Scam and How to Avoid Getting Swindled

Debt consolidation can be a great way to ease financial burdens by combining all debt into a single lump sum payment. We’ll show you how to do it while avoiding potential scams.
Does Debt Consolidation Hurt Your Credit Score?

Some people are hesitant to work with debt consolidation companies offering debt resolution because they think it will negatively impact credit. We’ll show you why that’s not the case long-term.